Consumer risk and affordability checks
Assess any applicant from anywhere whilst remaining fully compliant. Leave nothing to chance nor human error with our full risk and affordability checks.
We’re trusted by the world's leading companies
Each applicant undergoes 150+ fraud & data enrichment tests. Find fraud & mitigate risk before it becomes costly.
We confidently approve & guarantee more applications including international, thin-file, subprime, and high net-worth profiles.
We verify against identity, residential and financial assessments with a single Homeppl check, ensuring compliance across industries.
Advance your risk & ops team with the full Homeppl check.
Use automation and the latest in open banking algorithms, document analysis and behavioural analysis to build a complete risk profile that goes way beyond outdated UK credit history checks.
Approve customers that meet your standards. Easily tweak risk appetite based on business needs. Open your business to a world of new customers, securely.
Quickly verify multiple income sources using open banking algorithms. Confirm employment and residential history.
Assess and guarantee the liability of quality customers overseas. Where UK credit checks omit internationals, we uncover their real risk levels.
Our full consumer risk check combines our financial, residential, compliance, fraud, enrichment and document checks into one for total business security. Checks take just 1.34 days on average to complete.
Risk and affordability
Aid credit and lending decisions by turning simple applicant data into invaluable affordability insights such as spending behaviour, disposable income, non-essential v essential spending etc.
Remain compliant with KYC/AML checks
Speed up onboarding and verify account & transaction information with speed and efficiency. Remain universally compliant.
Reduce instances of spelling mistakes & missing data.
Meet regulatory requirements in customer due diligence.
Supplement ID verification with a full financial & risk assessment.
Automate manual reviews and provide a seamless customer experience.