Customer risk made simple

Reveal customer risk, detect application fraud, and qualify more customers from around the world with Homeppl.

We’re trusted by UK’s leading companies

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How can we help your business?

Financial fraud and defaults are on the rise as consumers are forced to borrow more money during a global financial crisis.

Reduce fraud loss

Up to 10% of our clients’ assets are targeted by fraudsters. We use advanced fraud tech to eliminate consumer fraud from the outset.

Unlock better credit decisions for more customers

Turn bank statements and raw banking data into granular affordability insights providing a much more precise consumer financial profile.

Automate manual application reviews

Leave risky manual consumer risk assessments behind. Supercharge your Ops & Risk teams by instantly analysing any applicant.

Approve more customers, risk-free

We are so confident in our technology that we assume the risk of approved consumers, allowing you to safely accept more applicants.

Add fraud & affordability analysis to your Risk & Ops teams

Whether you’re looking to reduce fraud loss, make better credit decisions or automate Ops, we use unique tech to get instant results.

Fraud and data

Automatically flag document fraud at scale whilst turning financial documents into actionable affordability insights.

See Fraud and data products >

Risk and affordability

Build a comprehensive risk & affordability profile for each applicant. Expand financial access to ‘thin-file’ and internationals.

See Risk and affordability products >


Accept customers with undue risk. Protect liabilities and assets without common insurance friction.

Discover our Guarantees >

Customer risk solutions across markets

Fight fraud, verify data and measure risk to approve more quality consumer applications...

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Qualify consumer or business applications with speed and accuracy. Reduce customer onboarding friction & cut operations costs by automating manual processes.
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Real Estate
Benefit from the most comprehensive financial qualification & risk profiling technology in Real Estate whilst guaranteeing rent internationally without friction.
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Get instant access to applicants’ financial data to make faster and more accurate credit and risk decisions. Gain in-depth affordability insights, find fraud & approve more customers.

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Combine the power of fraud prevention and precision of risk assessment to confidently accept more customers.
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Verify employment data and references instantly. Streamline recruitment and ensure compliance.
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Schedule a call with a specialist
Find out exactly how our technology can boost your consumer risk. Book a short demo call with our team.

What our clients say

Portman Asset Finance Logo

Fraud Finder has proven to be a very useful tool for our fraud prevention team. It provides a robust evidence trail for the records & is also a useful screening tool to pick out the documents submitted in support of applications which need further scrutiny. The product has prevented several fraudulent applications since we introduced it into the business and it is now a permanent addition to our checks

portrait of Simon Williams,
Simon Williams, Director of Operations and Compliance, Portman Financial Group

Financial qualification success stories

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Portman Asset Finance
How Portman Asset Finance reduced fraud and cut operational cost in the high fraud-risk environment of business lending.
Knight Frank
Knight Frank saw a consumer application approval increase of over 17% and have saved hundreds of thousands of pounds in fraud.
Quintain Living
Homeppl helped Quintain offer depositless access to rental property whilst significantly reducing risk exposure.

advanced risk assessment technology

Powerful tech. Substantial results.

“We’ve been most impressed with Homeppl’s ability to identify fraudsters. They have done this on numerous occasions and saved us thousands of pounds through tenant referencing

Kelly Fraser, Associate, Knight Frank

Financial Data Analysis
Extract, organise and analyse data from any bank statement.
Advanced document analysis
Font analysis, meta-analysis, and full file version history to determine authenticity.
API or Web App
Call our API with simple integration, or we can collect customer data ourselves.
Fraud database
Utilise our fraud database to detect anomalies and fraud rings in each application.
Open Banking algorithms
Utilise the latest banking technology to instantly verify income and financial history.
AML and compliance checks
Checks against politically exposed, criminal sanctions and adverse media watchlists.

As seen in

Evening Standard logoProperty Industry Eye logoFortune logoForbes LogoBusinesswire logoThe Sun LogoYahoo finance logo

Industry recognised technology

In 2023, Sifted recognised Homeppl as an "early-stage startup to watch in financial crime and compliance" following the new release of our document fraud detection tool, Fraud Finder.

Our technology has also been shortlisted for The Negotiator's 'Technology Supplier of the Year' award, The Negotiator's 'Products & Services Supplier of the Year' award, GP Bullhound's 'Tech for Good' award, EG Tech's 'Innovative Product' award & UKPA 'Social Impact' award.

"This tool is very intuitive and quick. This is so exciting, it's a game-changer"

Piero Bassu, General Manager, RVU

Step into the future of customer risk assessment...

We'll provide a short no-obligation demo of each element of our fraud tech, book below:

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UK’s lowest rates

Our super cool tech allows us to be up to 50% cheaper than other competitors. Magic.

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Speed up your process

Secure a rent guarantor in less than three days. Don’t risk losing your dream home.

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Accept everyone

Our service is for everyone, including students, internationals, self-employed and benefits profiles.

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Excellent Personal support

Our support team is there to help you every step of the way, including speaking to your landlord or agency.

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