Consumer risk made simple

Reveal consumer risk, detect application fraud, and qualify more customers from around the world with Homeppl.

We’re trusted by UK’s leading companies

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How can we help your business?

Financial fraud and defaults are on the rise as consumers are forced to borrow more money during a global financial crisis.

Reduce fraud loss

Up to 10% of our clients’ assets are targeted by fraudsters. We use advanced fraud tech to eliminate consumer fraud from the outset.

Unlock better credit decisions for more customers

Turn bank statements and raw banking data into granular affordability insights providing a much more precise consumer financial profile.

Automate manual application reviews

Leave risky manual consumer risk assessments behind. Supercharge your Ops & Risk teams by instantly analysing any applicant.

Approve more customers, risk-free

We are so confident in our technology that we assume the risk of approved consumers, allowing you to safely accept more applicants.

Add fraud & affordability analysis to your Risk & Ops teams

Whether you’re looking to reduce fraud loss, make better credit decisions or automate Ops, we use unique tech to get instant results.

Fraud and data

Automatically flag document fraud at scale whilst turning financial documents into actionable affordability insights.

See Fraud and data products >

Risk and affordability

Build a comprehensive risk & affordability profile for each applicant. Expand financial access to ‘thin-file’ and internationals.

See Risk and affordability products >


Accept customers with undue risk. Protect liabilities and assets without common insurance friction.

Discover our Guarantees >

Consumer risk solutions across markets

Fight fraud, verify data and measure risk to approve more quality consumer applications...

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Qualify consumer applications with speed and accuracy. Reduce customer onboarding friction & cut operations costs by automating manual processes.
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Real Estate
Benefit from the most comprehensive financial qualification & risk profiling technology in Real Estate whilst guaranteeing rent internationally without friction.
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Get instant access to consumers’ financial data to make faster and more accurate credit and risk decisions. Gain in-depth affordability insights, find fraud & approve more customers.

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Combine the power of fraud prevention and precision of risk assessment to confidently accept more customers.
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Verify employment data and references instantly. Streamline recruitment and ensure compliance.
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Schedule a call with a specialist
Find out exactly how our technology can boost your consumer risk. Book a short demo call with our team.

What our Rental Market Clients Say

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The pain Homeppl prevents through their diligence process makes a massive difference. Fraudsters are getting smarter and more sophisticated by the day. It’s vital that our partners can adapt fast to reduce our exposure.

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Russel Markou, Head of Operations, Quintain Living

Financial qualification success stories

How Homeppl helped Spotahome maximise revenue by creating a new asset guarantee product operational in 29 countries.
Knight Frank
Knight Frank saw a consumer application approval increase of over 17% and have saved hundreds of thousands of pounds in fraud.
Quintain Living
Homeppl helped Quintain offer depositless access to rental property whilst significantly reducing risk exposure.

advanced risk assessment technology

Powerful tech. Substantial results.

“We’ve been most impressed with Homeppl’s ability to identify fraudsters. They have done this on numerous occasions and saved us thousands of pounds through tenant referencing

Kelly Fraser, Associate, Knight Frank

Financial Data Analysis
Extract, organise and analyse data from any bank statement.
Advanced document analysis
Font analysis, meta-analysis, and full file version history to determine authenticity.
API or Web App
Call our API with simple integration, or we can collect customer data ourselves.
Fraud database
Utilise our fraud database to detect anomalies and fraud rings in each application.
Open Banking algorithms
Utilise the latest banking technology to instantly verify income and financial history.
AML and compliance checks
Checks against politically exposed, criminal sanctions and adverse media watchlists.

As seen in

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Industry Recognised Technology

In 2022, Our technology was shortlisted for The Negotiator's 'Technology Supplier of the Year' award, The Negotiator's 'Products & Services Supplier of the Year' award, GP Bullhound's 'Tech for Good' award, EG Tech's 'Innovative Product' award & UKPA 'Social Impact' award.

"This tool is very intuitive and quick. This is so exciting, it's a game-changer"

Piero Bassu, General Manager, RVU

Step into the future of consumer risk assessment...

We'll provide a short no-obligation demo of each element of our fraud tech, book below:

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Are you a tenant in need of a guarantor for rent?

Secure your property and move into your rental hassle-free, by us acting as your professional rent guarantor.

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UK’s lowest rates

Our super cool tech allows us to be up to 50% cheaper than other competitors. Magic.

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Speed up your process

Secure a rent guarantor in less than three days. Don’t risk losing your dream home.

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Accept everyone

Our service is for everyone, including students, internationals, self-employed and benefits profiles.

Get approved in minutes

Excellent Personal support

Our support team is there to help you every step of the way, including speaking to your landlord or agency.

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