Industry-leading fraud prevention & financial qualification technology
We use data enrichment, analysis and proprietary fraud technology to truly assess affordability with speed and precision.
We’re trusted by the world's leading companies
Application fraud is soaring. We stay one step ahead of the fraudsters to protect you and your reputation.
We go further than Credit Reference Agencies to understand your applicants. As a result, we can increase approvals with a high degree of confidence.
We give you the ability to work with us through an integrated solution or our RESTful API.
Industry-leading technology
Our fraud detection technology puts each applicant through a series of 150+ validation and data enrichment checks. We will uncover any falsification of any document provided to us. We catch fraudulent applications before they become costly.
Homeppl's fraud risk assessment technology is unique to the UK market and forensically examines every piece of information contained or hidden in everyday documents, like bank statements, passports, and bills.
Over 52% of the letting agents we surveyed claimed that they have had to deal with false salary information and fake bank statements in the past two years.
Our document analysis tools examine every element of a file from its font to its metadata. Combined with our data enrichment and human intelligence tests, this powerful source of fraud prevention means that we can spot fake financial information every single time.
We securely assess applicants' financial data directly from the widest range of international banks, using open banking, giving you instant accurate results.
Data tells a story. We not only collect financial information but also behavioural information.
Our fraud management solution ensures that every part of that story adds up. We cross-reference an applicant’s financial and residential documents with their employment history and other background information to ensure consistency in the application.
We utilise the very latest technology in Open Banking, meaning we can instantly verify and analyse consumer financial information securely.
The rewarding upside to our thorough fraud prevention technology is that we can help improve approvals by up to 25% in some cases.
Outdated credit and referencing checks with high rejection rates have led to approximately five million tenants, including students, ex-pats, internationals, and the self-employed falling through the cracks. This number becomes even more significant when you include a lack of access to other financial products.
Our unique technology is so advanced we can assess the true financial risk of any applicant, making these invisible applicants visible again. We help more people gain financial access on fairer terms.
Do you have problems with getting applicants to connect to Open Banking? Homeppl will convert any bank statement into a standardised JSON file and offer instant affordability and transactions data insights. Reap Open Banking benefits from any document, regardless of a connection.
