Financial risk assessment solutions for
Lenders
Make faster, smarter and more accurate credit and loan decisions using advanced consumer risk and financial fraud detection software.
We’re trusted by the world's leading companies
UK finance suffered losses of £700m in fraud in the first half of 2022. With more consumers needing credit, fraud is spiking.
Replace cumbersome credit agency checks and limited data with a wealth of income and affordability data points.
Homeppl clients approve up to 25% more customers by expanding financial access securely to international and ‘thin-filed’ consumers.
Add fraud and risk analysis to each customer application
1.3 billion consumer applications for financial products were registered in 2021. With the global economic crisis, even more applications are at greater risk. We’ve detected fraud in up to 10% of qualifications this year.
Unlink credit referencing agencies, we confidently assess and approve customers from all profiles, including student, ‘thin-file’, international and high net worth profiles. Our comprehensive risk qualification assessment includes financial, residential, identity, fraud, employer, and criminal persona checks... leaving nothing to chance.
Discover more about the Homeppl full consumer risk check >
Tweak your risk appetite and only approve consumers you want to work with. Weed out valueless or fraudulent consumer applications early with our advanced document analysis API.
Make better credit decisions with instant analysis of transactions data securely extracted straight from an applicant’s bank statement.
Discover more about our Fraud Finder >
Once we’ve qualified consumers that meet your criteria, we’ll assume the risk associated with the loan. Our asset and liability guarantees are universal, customisable, and pay out on claims the very same day.
Pass down our guarantee as premium protection products for additional revenue streams.
Save money and time by automating the tedious manual review processes associated with approving loan applications.
Our unique document processing technology can find fraud and offer insights in seconds, whilst our full financial qualification check takes on average just 1.34 days to complete.
Discover more about AML & KYC assessments >
lenders
Lending fraud prevention technology
Explore the full power of Homeppl technology
Increase the performance of your risk and ops teams by adding fraud & affordability analysis to your customer applications
Read more about how to combat loan fraud
Prevent lending fraud from impacting your business at the point of application
Demo the tech making financial risk assessment more simple for loan providers...
We'll provide a short no-obligation demo of each element of our fraud tech, book below:
