Create premium financial products

Create new financial products to offer consumers and diversify your company’s revenue streams.

We’re trusted by the world's leading companies

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Guarantee internationally

Insurance policies change from country to country. Homeppl guarantees are universal and standardised across countries for easy cover.

Same day repay

Whilst insurance policies can take months to successfully claim, we offer money back the exact same day.

25x ROI

Our clients experience a 25x ROI after expanding financial access to more customers and offering guarantees as a new product.

More protection for consumers, more revenue for you

In a time of global financial crisis, flexible and risk-free guarantees are a win-win.

Like insurance, but much more simple

Current insurance policies create friction for policyholders and consumers. Payments on claims usually take a minimum of 5 months. Each country’s regulatory landscape is different. Most insurance companies have liability caps.

With Homeppl guarantees: payments on claims are made the exact same day; our guarantees are valid internationally; we have no minimum or maximum asset value and we’ll guarantee partial defaults.

Bespoke underwriting that suits you

Customise the risk appetite of the applicants we approve and then work with us to create a financial offering that incorporates the best elements of our flexible guarantee options.

Remove financial friction

Approve more great customers with fewer barriers to entry for your financial products.

We accurately qualified 32,000 sub-prime consumers in the last 5 years providing access to financial products they wouldn’t have got otherwise.

Unlike Credit Reference Agencies, we also have no problem assessing self-employed, international or thin-filed consumer profiles.

Spotahome success story

See how we helped an online marketplace create a new financial product valid in 29 countries at the same time.

Read Spotahome case study >

challenges we solve

Unique tech. Scalable results.

“We put a lot of trust in the Homeppl system and believe that it will filter out applicants that are disingenuous from the start. It’s definitely the best system that I know of out there.”

Hayley Wills, Associate Director, APO

Open banking algorithms
Instant income and affordability verification for consumers.
Intelligent document analysis
Unique-in-the-industry technology that flags modifications via a number of tests.
Data enrichment
We collect financial, residential, behavioural and digital data for our risk assessments.
150+ fraud detection tests
A comprehensive risk profile for every applicant based on fact-based data.

Explore the full power of Homeppl’s technology

Whether you’re looking to reduce fraud loss, onboard customers, make better credit decisions, know more about your customers, reduce operational friction or approve more applications, we have a range of products to serve a range of industries.

Automate underwriting
Reduce operations costs when you automate tedious manual application reviews. Eliminate the risk of human error. Our AML and KYC checks ensure regulatory compliance.
Assess affordability
Create instant financial and affordability insights from any bank statement. Verify income sources, uncover spending behaviour and any suspicious payments activity.
Create financial products
Take advantage of flexible guarantees that work universally. Offer same-day-repay protection on liabilities and assets as a premium financial product.

Get started with diversifying your revenue streams today

We'll provide a short no-obligation demo of each element of our fraud tech, book below:

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