Affordability assessments made simple
Supercharge your risk decisioning by accessing a comprehensive analysis of consumer income, spending and transactions data.
We’re trusted by the world's leading companies
Self-employed, international & thin-filed applicants struggle to pass credit checks. Our affordability assessments expand financial access.
Only 30% of defaults in the last 12 months are known to Credit Referencing Agencies. Replace data inconsistencies with precise risk decisioning.
Save roughly 200 hours a week in manual assessments of financial documents with our affordability analysis API.
Reduce business costs with instant access to value-added data
More data equals better and faster application decisions.
By automating financial qualification you can onboard more customers more efficiently. Affordability insights are derived straight from applicant bank statements and take seconds to generate.
Understand how we extract data from financial documents >
Bank statement analysis can signal how frequently a consumer is paid and by whom; how often the applicant operates in an overdraft; uses an ATM, has a low bank balance, or spends significantly on gambling.
All financial risk factors should be considered against the current backdrop of economic crisis.
Self-employed and international profiles can find it difficult to access financial products in the UK due to subpar credit referencing checks that struggle to confirm a more complex source of income.
We use Open Banking algorithms that makes verifying multiple income sources at home or across borders simple. If consumers refuse to connect, we can still provide instant verification.
Gain a wealth of granular financial data insights to truly assess affordability. Benefit from a clear report, inclusive of graphs, trends and spending category distinctions to improve your current risk modelling.
challenges we solve
Understanding financial data can be so simple.
“It's quick, professional and comprehensive..”
Robert Nemec, Property Management, Token House
Explore the full power of Homeppl’s technology
Whether you’re looking to reduce fraud loss, onboard customers, make better credit decisions, know more about your customers, reduce operational friction or approve more applications, we have a range of products to serve a range of industries.